Most of us are inundated with credit card offers in our daily mail, that just get redirected to the garbage can. It turns out there’s a way to stop most of them. The big three credit bureaus (TransUnion, Equifax, and Experian) are the ones selling your name and credit details to the credit card companies…so cut this off at the source, and the only offers you’ll be receiving are from credit card companies you already do business with. Go to the OptOutPrescreen website to either opt out for five years electronically, or opt out forever by mail-in forms. Yeah, the fact that they make you mail in a form to opt out forever is pretty lame, but just goes to show that they don’t want you to do this….your personal credit information is valuable!
Oh, and if you’re trying to collect mounds of paper for some reason, you can actually Opt IN at that same website. Yeah, like that’s really going to happen.
Thanks, LifeHacker, for this tip!